Share Savings

Regular Share Savings

• ATM Card
• Minimum Deposit $25.00
• Dividends are calculated on a balance of $100.00 daily and paid monthly

Club Accounts

• Christmas Club – Savings program to assist you with the holidays
• Vacation/Travel Clubs – Planning for a special trip start saving now and be ready for that special occasion
  • Dividends are calculated on a balance of $100.00 daily and paid monthly

Certificates Of Deposit

• Minimum Deposit $500
• Dividends are calculated on the daily balance and paid monthly or at maturity, which ever comes first
  • Interest penalty for early withdrawal is 90 days forfeiture of dividend

Individual Retirement Accounts

TRADITIONAL or ROTH

• $100.00 minimum deposit to open
• No set fee
• No Annual Fee
• $25.00 minimum contribution
• Interest penalty for early withdrawal is 90 days forfeiture of dividends
• Dividends are calculated on the daily balance and paid monthly or at maturity, which ever comes first
• Rollovers and Transfers Assistance

Coverdell Education Savings For Ages Under 18

• Educational Related Expenses for children under the age of 18
• Must have a guardian
• Funds may be used for education related expenses from elementary school through college tuition
• Contribution can be made by Parents, Grandparents, and Friends